Best Cashback Credit Cards in India 2024

1.Flipkart Axis Bank Credit Card

If you make any purchases on Flipkart with the card, you will receive 5% cashback. Cashback is available on Cure.fit, Uber, PVR, and CleraTrip in addition to Flipkart. Using the car can provide benefits related to shopping, transport, and lifestyle.

Annual Fee: Rs.500

Renewal Fee: Rs.500 (in case you spend Rs.3.5 lakh in one year, no fee needs to be paid)

Benefits

The main benefits of the Flipkart Axis Bank Credit Card are mentioned below:

• Rs.1,100 is provided as a Welcome Benefit.
• Fuel surcharge waiver is 1% (maximum of Rs.400).
• Up to 4 domestic lounge visits are allowed in a year for free.
• Cashback of 1.5% is offered across all categories.

HDFC Millennia Credit Card

Cashback benefits are offered across several categories such as travel, online, etc., by using the HDFC Millennia Credit Card. In case you use the card to make purchases on Flipkart and Amazon, 5% cashback is provided.

Annual Fee: Rs.1,000

Renewal Fee: Rs.1,000 (in case you spend Rs.1 lakh in one year, no fee needs to be paid)

Benefits

The main benefits of the credit card are mentioned below:

• A discount of 20% is offered through Swiggy Dineout at partner restaurants.
• In case you spend at least Rs.1 lakh in a calendar quarter, a gift voucher worth Rs.1,000 is given.
• Up to 8 domestic lounge visits are allowed in a year for free.
• Cash Points are given as a cashback.

Swiggy HDFC Bank Credit Card

In case you order groceries, food, etc., on Swiggy, several benefits are offered by using the Swiggy HDFC Bank Credit Card. The reward points can be redeemed in the Swiggy Money balance.

Annual Fee: Rs.500

Renewal Fee: Rs.500 (in case you spend Rs.2 lakh in one year, no fee needs to be paid)

Benefits

The main benefits of the credit card are mentioned below:

• Once the card has been activated or renewed, Swiggy One membership is provided for three months for free.
• Cashback of 5% is offered in case the card used for online spends across top brands.
• Cashback of 10% is provided on Swiggy Genie, Dineout, Instamart, and food ordering.

Airtel Axis Bank Credit Card

In case you use the credit card to pay the Airtel mobile bill, a 25% cashback will be provided. If utility bills are paid on the Airtel Thanks app, a 10% cashback will be provided.

Annual Fee: Rs.500

Renewal Fee: Rs.500 (in case you spend Rs.2 lakh in one year, no fee needs to be paid)

Benefits

The main benefits of the Airtel Axis Bank Credit Card are mentioned below:

• Discount of up to 20% will be provided at select restaurants.
• Up to 4 domestic lounge visits are allowed in a year for free.
• Once the card has been activated, a Rs.500 Amazon e-voucher will be given.

Standard Chartered Smart Credit Card

With the Standard Chartered Smart Credit Card, you can earn cashback of up to Rs.18,000 per year.

Annual Fee: Rs.499 + GST

Renewal Fee: Rs.499 + GST

Benefits

The main benefits of the credit card are mentioned below:

• Get 2% cashback (maximum: Rs.1,000) per month on all your online transactions.
• Get 1% cashback (maximum: Rs.500) per month on all other spends.
• Convert all of your purchases into EMIs with no processing fees and a special monthly interest rate of 0.99%.
• Pay the minimum amount due to benefit from an extended interest-free credit period for the first 90 days after the credit card is issued.

AU Bank LIT Credit Card

The AU LIT Credit Card offers cashback across various categories such as online shopping, dining, apparel, etc.

Annual Fee: Nil

Renewal Fee: Nil

Benefits

The main benefits of the credit card are mentioned below:

• Get 5X or 10X Reward Points when you make domestic and international online retail transactions.
• Get 5X or 10X Reward Points when you make domestic and international transactions offline or at POS.
• Get 5% cashback three times in 90 days.
• Get 5% cashback along with 1 Reward Point for every Rs.100 you spend on retail purchases.
• Get 2% cashback three times in 90 days.
• Get 2% cashback along with 1 Reward Point for every Rs.100 you spend on retail purchases.
• Get an extra 5% cashback on dining, groceries, electronics, travel, and clothing purchases. You can also earn 1 Reward Point for every Rs.100 spent.

Top 5 Credit Card For Online Shopping