The festive season is always the best time to shop, and Amazon’s Great Indian Festival Sale 2025 is here to make your celebrations even more exciting. From 22nd September to 5th October 2025, Amazon is offering huge discounts across mobiles, electronics, home essentials, fashion, grocery, and more. But here’s the secret – you can save even more if you choose the right credit card during this sale. Banks like SBI, ICICI, and HDFC have partnered with Amazon to provide instant discounts, cashback, and special rewards. Many buyers miss out on these savings simply because they don’t know which card works best. This article will give you a complete guide on the best credit cards for Amazon Great Indian Festival 2025, helping you make smarter purchase decisions. Whether you are buying groceries or a new smartphone, using the right card can put thousands of rupees back into your pocket.
Amazon Great Indian Festival 2025 – Why Credit Cards Matter
Amazon already offers big price cuts, but using the right credit card gives you:
- Extra 10% instant discount on top of existing deals.
- Additional cashback or rewards.
- Easy EMI options with reduced cost.
- Exclusive offers on mobiles, electronics, and travel bookings.
So, the right card is not just about paying – it’s about saving smartly.
1. SBI Credit Cards – The Star of Amazon Great Indian Festival 2025
The State Bank of India (SBI) Credit Card is the official partner for this year’s Amazon sale. This means SBI cardholders will enjoy the maximum benefits compared to other banks.
Key SBI Offers During the Sale
- 10% Instant Discount on eligible purchases.
- Valid for both full swipe and EMI transactions.
- Applicable across categories: Mobiles, electronics, grocery, fashion, flights, and more.
Discount Structure
Here’s a clear breakdown of how much you save with SBI Credit Cards:
Categories and Limits:
- Mobiles – Min. ₹5,000 spend → Up to ₹1,000 (full swipe) / ₹1,250 (EMI).
- Grocery – Min. ₹2,500 spend → Max. ₹300.
- All Other Categories – Min. ₹5,000 spend → Up to ₹1,500 (full swipe) / ₹1,750 (EMI).
- Domestic Flights – Min. ₹10,000 spend → Up to ₹1,500 / ₹1,750.
- International Flights – Min. ₹12,500 spend → Up to ₹1,500 / ₹1,750.
Bonus Offers
- Extra ₹200 off on mobiles above ₹19,990.
- Extra ₹500 off on orders above ₹24,990.
- Extra ₹750 off on purchases above ₹39,990.
- Extra ₹1,000 off on purchases above ₹59,990.
- Extra ₹4,000 off on orders above ₹99,990.
👉 Note: These offers are not valid for SBI/Tata Corporate, Paytm SBI, Flipkart SBI, and Cashback SBI Credit Cards.
2. Amazon Pay ICICI Bank Credit Card – Best for Prime Members
The Amazon Pay ICICI Bank Credit Card is a lifetime free card, making it one of the most popular options for Amazon shoppers.
Benefits
- 5% cashback for Prime members on all Amazon purchases.
- 3% cashback for non-Prime members.
- 1% cashback on all other spends.
- No joining fee or annual fee.
Why It’s Great During the Sale
Even if SBI is giving instant discounts, the ICICI Amazon Pay Card ensures long-term benefits as every rupee you spend earns cashback in your Amazon Pay balance. Perfect for frequent Amazon users.
3. SBI Cashback Credit Card – Best for Online Shoppers
The SBI Cashback Credit Card is another strong option if you shop online frequently.
Benefits
- 5% cashback on all online spends (capped at ₹5,000 per month).
- 1% fuel surcharge waiver.
Limitation
This card does not qualify for the 10% instant discount on Amazon’s Great Indian Festival. But if you want a single card for all online shopping websites (Amazon, Flipkart, Myntra, etc.), this is a good choice.
4. HDFC Bank Millennia Credit Card – Popular Cashback Card
The HDFC Millennia Card is very popular among young shoppers.
Benefits
- 5% cashback on partnered brands like Amazon, Flipkart, Swiggy, BookMyShow, Myntra, and cult.fit.
- 1% cashback on all other retail spends.
- Cashback is received as reward points, which can be redeemed easily.
Why It Works During the Sale
If HDFC announces any additional tie-up offers with Amazon during the sale, this card becomes even more valuable.
Other Cards Worth Considering
Apart from the above, a few other cards also give good benefits:
- Axis Bank Flipkart Credit Card – 1.5% cashback on all spends, though designed for Flipkart, still useful for Amazon.
- Kotak Mojo Platinum Credit Card – 1% cashback on all spends + bonus points.
- Standard Chartered DigiSmart Card – Discounts on online shopping and food delivery.
Comparison Table of Best Credit Cards for Amazon Great Indian Festival 2025
| Credit Card | Instant Discount | Cashback | Annual Fee | Best For |
|---|---|---|---|---|
| SBI Credit Card | 10% on Amazon | Up to ₹1,750 (category-wise) | ₹499 – ₹999 | Maximum savings during sale |
| Amazon Pay ICICI | No instant discount | 5% for Prime, 3% Non-Prime | Free for life | Regular Amazon users |
| SBI Cashback Card | Not eligible | 5% on all online spends | ₹999 | Overall online shopping |
| HDFC Millennia Card | Depends on offer | 5% on Amazon & partners | ₹1,000 | Multi-brand shopping |
Tips to Maximize Savings During Amazon Sale
Before using your card, follow these simple tips:
- Check minimum spend requirements before expecting discounts.
- Use SBI Cards for big-ticket items like mobiles and electronics.
- Use Amazon Pay ICICI Card for day-to-day shopping to collect cashback.
- Plan purchases early – Some offers are time-limited.
- Split purchases across cards to maximize both instant discounts and cashback.
- Check EMI offers – Sometimes EMI discounts are higher than one-time swipe.
FAQs – Best Credit Cards for Amazon Great Indian Festival 2025
1. Which is the best credit card to use during Amazon Great Indian Festival 2025?
The SBI Credit Card is the best because it offers a 10% instant discount on eligible purchases.
2. Can I use multiple credit cards for Amazon purchases during the sale?
Yes, but each order can be paid with only one card. However, you can split different orders across multiple cards.
3. Is the Amazon Pay ICICI Card free?
Yes, it is lifetime free with no joining or annual fee.
4. Can I get both instant discount and cashback together?
Yes. For example, with SBI you get 10% instant discount, and with Amazon Pay ICICI you earn 5% cashback.
5. Do SBI Corporate and Cashback cards get the instant discount?
No. The 10% instant discount is not available on SBI/Tata Corporate, Paytm SBI, Flipkart SBI, and Cashback SBI Credit Cards.
6. Is it better to use EMI or full swipe during the sale?
Both options are available, but sometimes EMI gives higher discount limits (up to ₹1,750). Choose based on your budget.
Conclusion
The Amazon Great Indian Festival 2025 is the perfect time to grab the best deals on everything you need. But remember, choosing the right credit card can double your savings. If you have an SBI Credit Card, you’re in the best position because of the 10% instant discount and bonus offers. If not, the Amazon Pay ICICI Card is the next best choice since it gives lifetime free cashback. HDFC Millennia and SBI Cashback Cards are also great options depending on your shopping style.
So, before you checkout on Amazon, make sure you pick the card that saves you the most money this festive season.