Best Credit Cards for Apple Purchases in India

Ever since the recent launch of the latest iPhone 17 series, Apple has caused a frenzy with its products. The company is known for offering high-quality, elegant, and powerful products, including AirPods, chargers, MacBooks, and world-renowned iPhones. Apple is one of the largest and most popular companies globally, with a massive customer base. Everyone, from students to working professionals, desires the newest Apple products. Our article can help you purchase Apple products in India at the best prices, along with special discounts and offers available with various credit cards. Keep on reading to learn how you can save on your latest purchase made with Apple.

Credit Cards for Apple Products Purchases

Image Credit – Card Insider

Instant Cashback Up to ₹10,000 With AmEx, Axis Bank, and ICICI Bank Credit Cards on Apple Products

Currently, only those with American Express, Axis Bank, and ICICI Bank cards can avail of special discounts and instant cashback offers on Apple products in India. A minimum transaction value of ₹10,001 applies. Instant cashback is available for up to two orders within a 90-day period with an eligible card. Here are the maximum cashback offered on select credit cards on the latest iPhones.

iPhone ModelCashback
iPhone 17 Pro and Pro Max₹5,000
iPhone Air₹5,000
iPhone 17₹5,000
iPhone 16 and iPhone 16 Plus₹4,000
iPhone 16e₹4,000
Apple Products

Cardholders can earn up to ₹5,000 cashback on iPhones and receive even higher savings of ₹10,000 as cashback on Mac purchases.

5% Cashback on Online Apple Product Purchases With SBI Cashback

Yes, you heard it right: the SBI Cashback Credit Card offers 5% cashback up ₹5,000 on all online Apple purchases. One of the most popular cashback cards in India, the SBI Cashback is a must-have for those who make the majority of their spending online.

5% Cashback With Amazon Pay ICICI Credit Card

Those with Amazon Pay ICICI Bank Credit Cards can get 5% cashback when purchasing Apple products via Amazon. It’s worth noting that this is not applicable to EMI spending; only non-EMI spending shall earn cashback. For those who do not have fancy credit cards and want plain and simple cashback, this is the simplest method to save big on your gadget purchases.

5% Cashback With Flipkart Co-Branded Credit Cards

Like the Amazon Pay ICIC Credit Card, Flipkart also has its co-branded credit card in association with Axis Bank and now even SBI Card. The Flipkart Axis Credit Card and Flipkart SBI Credit Card both offer 5% cashback on Apple purchases made via Flipkart. Those who shop via Flipkart should definitely opt for this credit to get cashback and other promotional discounts on Apple products like iPhones, AirPods, etc., which are available from time to time.

Available at a reasonable fee of ₹500, both these cards are a must-have credit card for every wallet.

5% Cashback/5X Reward Points on Imagine Tresor Purchases Via HDFC Smartbuy

Those with HDFC Bank Credit Cards can earn up to 5X Reward Points and 5% Cashback on purchases made via Smartbuy for Imagine (Apple Reseller).

Credit CardsReward Points/Cashback on ImagineMaximum Cap Per Day
Infinia5X15,000 (RPs)
Diners Black Metal, Biz Black Metal3X10,000 (RPs)
Regalia, Diners Privilege, BizPower5X2,000 (RPs)
Other Credit Cards5% Cashback₹1,000 (Cashback)

5X EDGE Reward Points With Axis Grab Deals

Remember to use your Axis Bank Credit Card when shopping on Apple through Axis Bank Grab Deals to receive up to 5X EDGE Reward Points. You should use the same card for the final payment as the one you used during authentication. You can earn a maximum of 5,000 EDGE reward points per customer per month. The points will be credited within 90-120 days of the transaction.

How to Avail This Offer?

  • Get redirected to Apple through Grab Deals.
  • Browse and add items to your cart.
  • Use an Axis Bank Credit Card at checkout to receive exciting points and reward offers.

Note: EDGE Reward Points won’t apply to items already in your cart (added during a previous session but need to be added after landing from the Axis Bank Grab Deals platform only).

Up To 6X RPs With ICICI iShop

With the launch of the new iShop portal, ICICI Bank Credit Cardholders now have access to their very own rewards platform. Through this portal, customers can earn extra cashback and reward points on a wide range of bookings and voucher purchases.

For anyone planning to buy the latest iPhone, purchasing Croma vouchers via iShop is a smart move, letting you combine savings with rewards.

iShop Shopping Voucher

Bottom Line

While Apple is now slowly becoming a household name and offers a large variety of phones, tablets, and MacBooks, it is still quite expensive, and every little bit of savings helps. Those with eligible credit cards like AmEx, Axis, and ICICI Bank should definitely make their purchases through these cards to get special discounts on the gadget of their choice. Other than these cards, there are several options, such as credit cards offering discounts on particular platforms or having a rewards program like SmartBuy and Grabdeals.

Since the price of Apple products is so high, many people use them to get milestone benefits from their credit cards. The American Express Platinum Travel Credit Card is one such card.

The launch of the iPhone 17 will further boost sales for Apple. So use your card and save more while shopping.

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