American Express, often associated with elegance and luxury, is a prestigious name in the world of credit cards. In India, AmEx credit cards are highly sought after, with many aspiring to own at least one. Some cardholders even manage to hold multiple American Express cards. But does that mean anyone can have more than one American Express credit card simultaneously? Can you hold both a Gold and a Platinum Charge Card from AmEx? The short answer is no. While it’s possible to have more than one American Express credit card, there are specific limitations to be aware of. However, if you already have an American Express credit card, obtaining a second one may be easier.
Each American Express credit cardholder can have up to two credit cards and one charge card simultaneously. This setup allows cardholders to maximize the benefits provided by multiple American Express cards. A popular strategy among users is to hold the AmEx Platinum Travel Card, AmEx Gold Charge Card, and AmEx Membership Rewards Card. This powerful combination, often referred to as the “American Express Trifecta,” helps users optimize their spending and rewards.
American Express Gold Charge Card
The American Express Gold Charge Card in India is a sub-premium charge card with no pre-set spending limit, offering flexible credit based on the cardholder’s financial profile. With a joining fee of Rs. 1,000 + GST and a renewal fee of Rs. 4,500 + GST, it is ideal for those who enjoy travel and shopping. The card provides 1 Membership Rewards Point per Rs. 50 spent and 5X points on select purchases through AmEx’s Rewards Multiplier Portal. Cardholders also benefit from various discounts on dining, travel, and fuel, making it a compelling choice for frequent travelers and diners.
Earn an additional 2,000 Membership Rewards Points by applying through the referral.
American Express Membership Rewards Credit Card
The American Express Membership Rewards® Credit Card provides attractive rewards, earning 1 Membership Reward Point for every ₹50 spent, excluding categories such as fuel and utilities. With a joining fee of ₹1,000 and an annual renewal fee of ₹4,500—waived if you spend ₹1,50,000 annually—this card is a great option for regular shoppers. New cardholders can earn a welcome bonus of 4,000 points by spending ₹15,000 within the first 90 days. The card also offers monthly milestone rewards and a variety of redemption options. However, frequent travelers may find more value in premium card options.
Applying through our referral link waives the joining fee, and you will earn an additional 500 Membership Rewards Points.
American Express Platinum Travel Credit Card
The American Express Platinum Travel Credit Card is a perfect choice for frequent travelers, offering a range of benefits tailored to enhance your travel experience. New cardholders receive 10,000 Membership Rewards Points as a welcome benefit. The card also provides valuable milestone rewards, such as Taj Stay Vouchers and bonus points for spending ₹1.9 lakh and ₹4 lakh annually. Additionally, enjoy eight complimentary domestic lounge visits per year and a Priority Pass membership for international travel. With an annual fee of ₹5,000, the card delivers great value through its travel perks, making it an excellent option for those who prioritize travel benefits over direct reward rates.
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