Terms & Conditions

Terms & Conditions
Last updated: March 1, 2024

AGREEMENT TO TERMS

Welcome to find my swipe, provided by find my swipe (“find my swipe”, “Company”, “we”, “us”, or “our”). These Terms & Conditions (“Terms”) outline the rules and regulations for the use of the find my swipe Platform, including the website located at https://findmyswipe.com/ and the mobile application (collectively referred to as the “Platform”). By accessing or using the Platform, you agree to be bound by these Terms. If you disagree with any part of these Terms, you must not use the Platform.

General
find my swipe provides access to various financial products, such as credit cards, offered by our financial partners. We are a facilitator connecting users (“User” or “you”) with financial partners and do not directly provide financial services. It’s important to note that we are not a registered financial institution and do not engage in lending activities.

Services offered through the Platform include:
Assistance in obtaining credit cards or other financial products from our partnered lenders.
Facilitation of credit report retrieval and monitoring.
Support in verifying users’ financial capabilities.
To avail of these Services, you may be required to provide certain information. We may contact you via phone or email to understand your requirements.

Eligibility
By using the Platform, you declare that you are at least 18 years old and legally allowed to enter into contracts in India. You agree to comply with these Terms. If you violate these Terms or any agreement made through the Platform, we may terminate your membership without notice.

Acceptance of Terms and Conditions
Your use of the Platform indicates your acceptance of these Terms. If you do not agree to these Terms, please refrain from using the Platform. We reserve the right to modify these Terms at any time without prior notice. Your continued use of the Platform after such modifications constitutes acceptance of the updated Terms.

Your Account
To use the Platform, you must create an account and provide certain information. You are responsible for maintaining the confidentiality of your account and for all activities that occur under your account. Notify us immediately if you suspect any unauthorized use of your account. You must ensure that the information provided is accurate and up-to-date. We reserve the right to terminate your account if we suspect any misinformation.

Privacy
We collect and use your personal information in accordance with our Privacy Policy.

License and Site Access
We grant you a limited license to access and use the Platform for availing our Services. Unauthorized access or attempts to modify the Platform are prohibited. You may not reproduce, duplicate, or exploit the Platform for commercial purposes without our express consent.

Monitoring of the Platform and Your Account
We may monitor the content of the Platform and your account to ensure compliance with these Terms. We reserve the right to remove objectionable content or share information with relevant authorities.

Service Suspension
We may suspend or terminate any Service without notice. Upon termination, you must cease using the Platform.

Limitation of Liability and Disclaimer of Warranties
We shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Platform. We do not endorse or guarantee the financial products offered by our partners. The Platform is provided “as is,” and we make no warranties regarding its accuracy, reliability, or uninterrupted operation.

Indemnity
You agree to indemnify us against any claims arising from your use of the Platform or any breach of these Terms.

Advertisers/ Third Party Links on the Website
We are not responsible for the content of third-party websites linked to the Platform.

Acknowledgements
You acknowledge that we are not responsible for the financial products offered by our partners. Your use of such products is based on negotiations between you and the respective lenders.

Applicable Laws
These Terms are governed by the laws of India. Disputes shall be resolved in the courts of Chandigarh.

Grievances
If you have any complaints or feedback, please contact us in writing.

By using the Card find my swipe
Platform, you agree to abide by these Terms. If you have any questions or concerns, please contact us at contact@findmyswipe.com