💳 Say Goodbye to Forex Markup Fees with YES Bank Credit Cards
If you’re someone who shops online from international websites or travels abroad frequently, the foreign transaction fees on your credit card can quietly eat into your budget. At Find My Swipe, we believe in smart financial choices—and YES Bank is offering some powerful solutions.
🌍 What is a Forex Markup Fee?
Whenever you make a transaction in a foreign currency, your card issuer charges a forex markup fee—typically ranging from 2% to 3.5%. This fee covers currency conversion and processing, but it can add up fast if you travel often or shop internationally.
🏦 YES Bank Credit Cards with Low or Zero Forex Charges
YES Bank has designed a range of credit cards that offer reduced—or even zero—forex markup fees. These are ideal for international spending, and they come with a mix of lifestyle, travel, and reward perks. Here’s a look at some options:
| Card | Forex Fee | Best For | Fee Waiver Conditions |
|---|---|---|---|
| YES Private Credit Card | 0.50% | Premium travelers | Invite-only, high-end benefits |
| YES Uni Credit Card | 0% | Budget international use | Spend ₹5,000 within 30 days of issuance |
| YES First Exclusive Card | 1.75% | Regular international users | Renewal waived on ₹4L annual spend |
| YES Private Prime Card | 0.50% | Frequent flyers | Premium lifestyle and travel privileges |
| YES RuPay Credit Card | 2.75% | Domestic users | Entry-level card, basic features |
Note: Features and fees may vary based on your location and bank offers.
✈️ Why Choose YES Bank Cards for Global Use?
- ✅ Lower Foreign Transaction Charges – Save on every international swipe
- 💰 Waiver Opportunities – Some cards offer 0% forex with easy spend-based waivers
- 🛫 Travel Perks – Enjoy lounge access, travel insurance, and concierge services
- 🎁 Reward Points – Earn while you spend overseas, and redeem for flights, hotels, or cashback
🧾 Final Verdict
Choosing the right credit card can significantly reduce your international spending costs. Whether you’re a casual traveler or a frequent flyer, YES Bank’s range of credit cards—especially those with forex fee waivers—help you spend smarter abroad.
At Find My Swipe, we recommend comparing your options and picking a card that matches your spending style and travel habits. Avoid those hidden charges and make your international experience truly rewarding!