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HDFC Millennia Credit Card
🎯 Best for Shopping
✦
1,000 Reward Points
✦
Domestic: 2 complimentary lounge access/quarter; Complimentary Golf Games:...
Bank: HDFC Bank
Reward Rate: 1%
Annual Fee: ₹1,000
(Waiver: Spend INR 50,000 & above in the first 90 days (joining); Spend INR 1,00,000 in a year (renewal))
Welcome: 1,000 Reward Points
Benefits: Domestic: 2 complimentary lounge access/quarter; Complimentary Golf Games: 4/Year; Complimentary Golf Lessons: 12/Year (1/month)
Joining Fee
₹1,000
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Axis Bank Neo Credit Card
🎯 Best for Shopping
✦
Cashback on movie tickets
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dining discounts
Bank: Axis Bank
Reward Rate: Not Available
Annual Fee: Check Site
(Waiver: Not Available)
Benefits: Cashback on movie tickets, dining discounts, shopping deals, utility bill cashback, fuel surcharge waivers, discounts on Zomato, Myntra, Blinkit, Paytm, BookMyShow
Joining Fee
Check Site
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Axis Bank MyZone Credit Card
🎯 Best for Rewards
✦
Complimentary premium SonyLIV annual subscription (valued at u20b91,499)
✦
BOGO movie tickets (Paytm/District)
Bank: Axis Bank
Reward Rate: 0.4%
Annual Fee: Check Site
(Waiver: Not Applicable)
Welcome: Complimentary premium SonyLIV annual subscription (valued at u20b91,499)
Benefits: BOGO movie tickets (Paytm/District), Swiggy discounts (40% / u20b9240-u20b9120 monthly savings), complimentary domestic airport lounge access (1/quarter), SonyLIV Premium annual subscription, AJIO discounts, dining offers, online shopping benefits
Joining Fee
Check Site
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Axis Bank ACE Credit Card
🎯 Best for Utility
✦
Up to 15% off at dining restaurants across...
✦
4 complimentary lounge visits
Bank: Axis Bank
Reward Rate: Not Available
Annual Fee: Check Site
(Waiver: Not Available)
Benefits: Up to 15% off at dining restaurants across India, 4 complimentary lounge visits, 1% fuel surcharge waiver
Joining Fee
Check Site
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ICICI Sapphiro Credit Card
🎯 Best for Travel
✦
Welcome Vouchers, up to u20b99,500 in welcome offers/joining...
✦
International & Domestic Airport Lounge access
Bank: ICICI Bank
Reward Rate: —
Annual Fee: ₹3,500
Welcome: Welcome Vouchers, up to u20b99,500 in welcome offers/joining benefits
Benefits: International & Domestic Airport Lounge access, Air Accident Insurance, Concierge Services, BookMyShow discounts (movie and dining), golf access, Milestone Benefits
Joining Fee
Check Site
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ICICI Rubyx Credit Card
🎯 Best for Travel
✦
Welcome vouchers
✦
Lounge access
Bank: ICICI Bank
Reward Rate: 0.5
Annual Fee: ₹3,000
Welcome: Welcome vouchers
Benefits: Lounge access, Golf privileges, Dining discounts, Movie benefits, Fuel surcharge waiver, Milestone bonuses
Joining Fee
Check Site
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IDFC FIRST Classic Credit Card
🎯 Best for Rewards
✦
Low-interest rates
✦
discounts on movie tickets
Bank: IDFC FIRST Bank
Reward Rate: Not Available
Annual Fee: Zero
(Waiver: Not Applicable)
Benefits: Low-interest rates, discounts on movie tickets, free access to railway lounges, free roadside assistance, insurance coverage
Joining Fee
Check Site
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Kotak White Credit Card
🎯 Best for Travel
✦
1,500 INR worth of White Pass value
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Airport Lounge Access (Domestic: 2/Qtr via Visa
Bank: Kotak Mahindra Bank
Reward Rate: 1%
Annual Fee: ₹3,000
(Waiver: >5 lakhs)
Welcome: 1,500 INR worth of White Pass value
Benefits: Airport Lounge Access (Domestic: 2/Qtr via Visa, International: 4/Year via Priority Pass), Railway Surcharge Waiver (Max 500 INR/calendar year), Fuel Surcharge Waiver (Max 3500 INR/calendar year), Premium Support
Joining Fee
Check Site
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Kotak Zen Signature Credit Card
🎯 Best for Travel
✦
1500 Zen points on payment of joining fees
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Travel benefits
Bank: Kotak Mahindra Bank
Reward Rate: Not Available
Annual Fee: Check Site
(Waiver: Not Available)
Welcome: 1500 Zen points on payment of joining fees
Benefits: Travel benefits, Lifestyle perks, Complimentary domestic and international (implied lounge access), Milestone benefits
Joining Fee
Check Site
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Kotak League Credit Card
🎯 Best for Travel
✦
4 free PVR movie tickets or 10
✦
000 reward points on spending u20b91
Bank: Kotak Mahindra Bank
Reward Rate: 0.17%
Annual Fee: ₹499
(Waiver: Spend u20b950,000 annually)
Benefits: 4 free PVR movie tickets or 10,000 reward points on spending u20b91,25,000 every six months, 1% fuel surcharge waiver (up to u20b9100 per statement cycle), Railway surcharge waiver (up to u20b9500 per year), Zero liability on lost card, Free add-on card, Discounts on shopping and utilities
Joining Fee
Check Site
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