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✨ AI Extracted Features

Federal Bank / Scapia

Scapia Credit Card

Annual Fee ₹0 (FREE)

Best For Mid

Base Reward Rate 5% rewards on all your UPI and spends of ₹500 or more

Maximum Reward Potential

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Welcome Bonus

A complimentary RuPay credit card to sweeten the deal

Lifestyle & Lounge Benefits

Unlimited domestic lounge access (unlocks on a combined monthly spend of ₹20,000 across Visa and RuPay cards)

Redemption Options

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Value of 1 Reward Point

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Annual Fee

₹0 (FREE)

Fee Waiver Threshold

None

Spend Caps & Limits

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