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YES First Reserv Credit Card
✨ AI Extracted Features
YES Bank

YES First Reserv Credit Card

Annual Fee INR 1,999 + applicable taxes
Best For Mid
Base Reward Rate 6 Reward Points for every INR 200 spent on retail categories, 1 Reward Point for every INR 200 spent on select categories (Utilities, Telecom, Insurance)

🎁 Rewards & Core Benefits

Maximum Reward Potential
Welcome Bonus
20,000 Bonus Reward Points on spending INR 1,000 within 30 days of card issuance
Lifestyle & Lounge Benefits
Unlimited complimentary international lounge access with Priority Pass for Primary and Add-on cardholders (4 complimentary visits per calendar year for guests), Unlimited complimentary domestic lounge access (Primary and Add-on cardholders)
Redemption Options
Value of 1 Reward Point

💸 Fees & Waivers

Annual Fee
INR 1,999 + applicable taxes
Fee Waiver Threshold
Waived if annual retail spends are INR 5 Lakhs or more in the previous year

⚠️ Caps & Exclusions

Spend Caps & Limits
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