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✨ AI Extracted Features

HDFC Bank

IRCTC HDFC

Annual Fee ₹0 (FREE)

Best For Mid

Base Reward Rate 5 Reward Points for every ₹100 spent via IRCTC, 1 Reward Point for every ₹100 on other spends

Maximum Reward Potential

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Welcome Bonus

Gift voucher worth ₹500 upon activating the card

Lifestyle & Lounge Benefits

Complimentary access to select IRCTC lounges

Redemption Options

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Value of 1 Reward Point

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Annual Fee

₹0 (FREE)

Fee Waiver Threshold

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Spend Caps & Limits

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