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BOBCARD HPCL Energie
✨ AI Extracted Features
Bank of Baroda

BOBCARD HPCL Energie

Annual Fee ₹499
Best For Mid
Base Reward Rate Up to 5% Savings (24 Reward Points per ₹150=4% Savings + 1% Fuel Surcharge Waiver)

🎁 Rewards & Core Benefits

Maximum Reward Potential
Welcome Bonus
500 joining bonus reward points on spend of ₹5,000 or more within 60 days of card issuance
Lifestyle & Lounge Benefits
4 Complimentary airport lounge access per year (1 per Quarter) at partner domestic lounges for primary cardholders
Redemption Options
Value of 1 Reward Point

💸 Fees & Waivers

Annual Fee
₹499
Fee Waiver Threshold
₹50,000

⚠️ Caps & Exclusions

Spend Caps & Limits
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