What is the joining fee waiver condition?

Spend u20b91.5 lakhs in the first 90 days for a joining fee waiver.

What is the reward rate for regular spends?

3.3% for flights/hotels and 2.3% for Amazon Pay vouchers.

Yes, a maximum of 7,500 reward points per statement cycle.

u20b95,000 vouchers for every u20b95 lakhs spent, up to u20b920,000 per calendar year.

Yes, 2% + GST, but with a net gain of 2% when including rewards.

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✨ AI Extracted Features

HDFC Bank

Annual Fee ₹10,000 + GST

Best For Mid

Base Reward Rate 3.3% to 33%

Maximum Reward Potential

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Welcome Bonus

Club Marriott Membership, ₹5,000 Taj Voucher

Lifestyle & Lounge Benefits

Unlimited Domestic and International via Diners Club

Redemption Options

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Value of 1 Reward Point

—

Annual Fee

₹10,000 + GST

Fee Waiver Threshold

On spending >7.5 lakhs

Spend Caps & Limits

Check site