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✨ AI Extracted Features

Kotak Mahindra Bank

Kotak Royale Signature Credit Card

Annual Fee ₹999 or ₹1,499

Best For Mid

Base Reward Rate 4X Reward Points on specific spending categories, 1X Reward Point on all other spends

Maximum Reward Potential

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Welcome Bonus

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Lifestyle & Lounge Benefits

Complimentary domestic airport lounge access (typically 2 visits per quarter or year), Priority Pass membership for international lounges

Redemption Options

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Value of 1 Reward Point

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Annual Fee

₹999 or ₹1,499

Fee Waiver Threshold

₹1,50,000 or ₹2,00,000

Spend Caps & Limits

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