What are the interest rates applicable to Union Bank of India Credit Cards?

The interest rates applicable to Union Bank of India Credit Cards may vary based on the type of card and the specific terms and conditions. Please refer Terms & conditions tab on our website https://unioncards.unionbankofindia.bank.in or contact our customer service for detailed information on interest rates.

How to activate my credit card?

Send an SMS CARDACKW XXXX (where XXXX denotes last 4 digits of your credit card no.) from registered mobile no. to 7836884400 to activate your credit card.

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✨ AI Extracted Features

Union Bank of India

Union Bank RuPay Credit Card

Annual Fee ₹0 (FREE)

Best For Mid

Base Reward Rate 4 points per Rs. 100 spent (1 Reward point = Rs. 0.25)

🎁 Rewards & Core Benefits

Maximum Reward Potential

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Welcome Bonus

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Lifestyle & Lounge Benefits

Domestic- 8 per Year (2 per Quarter), International- 2 per Year

Redemption Options

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Value of 1 Reward Point

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💸 Fees & Waivers

Annual Fee

₹0 (FREE)

Fee Waiver Threshold

Check site

⚠️ Caps & Exclusions

Spend Caps & Limits

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