Standard Chartered EaseMyTrip Credit Card Review: Best 2026
Table of Contents
- Quick Verdict
- Card at a Glance
- Fees & Welcome Benefits
- Reward Point System Explained
- Travel & Lounge Benefits
- Milestone Benefits & Fee Waivers
- Pros & Cons
- Who Should Get This Card?
- Final Conclusion
Standard Chartered EaseMyTrip Credit Card Review is a co-branded credit card that offers unique travel benefits tailored for frequent travelers. In our experience, this card is designed to enhance your travel experience while providing decent rewards on your spending. Let’s dive into the details!
Quick Verdict
- Is it good? Yes, especially for travel enthusiasts who book flights and hotels frequently.
- Reward rate? Earn 10 reward points for every ₹100 spent on airline and hotel bookings.
- Best for? Travelers looking for discounts and rewards on travel-related expenses.
Card at a Glance
| Feature | Details |
|---|---|
| Annual Fee | ₹350 + GST |
| Annual Fee Waiver | Spend ₹50,000 in the previous year |
| Reward Rate | 10 reward points for every ₹100 on travel, 2 points on other spends |
| Lounge Access | 2 domestic lounges per year |
| Instant Discounts | 20% off on hotels, 10% off on flights |
Fees & Welcome Benefits
The Standard Chartered EaseMyTrip Credit Card comes with an annual fee of ₹350 plus GST. This fee is waived if you spend ₹50,000 or more in the previous year. While there are no specific welcome benefits mentioned, the card offers attractive discounts on travel bookings, making it appealing for new users.
Reward Point System Explained
Understanding the reward point system is crucial for maximizing benefits. Here’s how it works:
| Category | Reward Points Earned |
|---|---|
| Airline & Hotel Bookings | 10 points for every ₹100 |
| Other Retail Spends | 2 points for every ₹100 |
It’s important to note that reward points are not earned on bookings made through EaseMyTrip when using instant discounts. Additionally, there’s a redemption fee of ₹99 for using your reward points, which can be a downside for some users.
Travel & Lounge Benefits
This card offers 2 domestic lounge accesses per year, which is a great perk for frequent travelers. However, starting from October 15, 2024, the complimentary access to international lounges will be discontinued, which is a significant change. The domestic lounge access is also reduced from 1 per quarter to 2 per year, so keep that in mind when planning your travels.
Milestone Benefits & Fee Waivers
While there are no specific milestone benefits listed for the Standard Chartered EaseMyTrip Credit Card, the annual fee waiver is a notable feature. If you manage to spend ₹50,000 in the previous year, your annual fee will be reversed, making it easier to maintain the card without incurring extra costs.
Pros & Cons
| Pros | Cons |
|---|---|
| Flat 20% instant discount on hotel bookings | Redemption fee of ₹99 for reward points |
| Flat 10% off on flight bookings | Limited to 1 instant discount per month per category |
| Complimentary domestic lounge access | No reward points for bookings on EaseMyTrip with instant discount |
| Instant discount benefit on EaseMyTrip bookings | Limited reward categories |
| Accelerated rewards for standalone airline and hotel bookings | Not as beneficial post devaluation of SC Ultimate |
Who Should Get This Card?
This card is ideal for:
- Frequent travelers who book flights and hotels regularly.
- Individuals looking for discounts on travel bookings.
- Those who can meet the spending requirement for the annual fee waiver.
However, if you primarily spend on categories outside travel, you might want to consider other options like the Standard Chartered Manhattan Platinum Review or the Standard Chartered DigiSmart Review.
Final Conclusion
In conclusion, the Standard Chartered EaseMyTrip Credit Card Review highlights a card that offers solid benefits for travel enthusiasts. With its attractive reward points on travel bookings and discounts, it can be a valuable addition to your wallet. However, the recent changes in lounge access and the redemption fee may deter some users. If you travel frequently and can leverage the benefits, this card is worth considering. For more information and to apply, visit the application page.